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Speed Up Your Progress with College Transfer Credits

Have you taken college courses in the past? If so, we can help you make the most of your prior course work by transferring in your previous college credits — allowing you to speed up your degree progress and save money in the process.

This page will show you how to transfer the eligible college credits you have already earned and apply them towards your UMass Lowell degree.

Associates Degree

Associate's Degree

If you've graduated with an associate's degree from a regionally accredited college, you can apply credits you already earned towards a bachelor's degree. Check out our Transfer Dictionary to learn how courses from other institutions transfer to UMass Lowell.

College Credits

College Credits

Did you know that we will accept up to 90 credits towards your bachelor's degree? That's 75 percent of your degree! Your credits don't expire, so even if it's been a while since you earned them we can help you make the most of them.

International Credits

International Credits

If you have earned college credits outside the U.S., don't let them go to waste. World Education Services (WES) will review your credits so that we can apply them towards your degree at UMass Lowell. Note: Foreign language transcripts require a certified English translation.

Military Credits

Military Credits

Credits earned while serving your country are documented by the military, so don't forget to ask if they will help you earn your degree faster. All military transcripts will be reviewed by our transfer credit office.

Where to Start

  • 1
    Submit an application to the degree program of your choice. If you have questions about the application process or selecting a program, our staff is here to help you every step of the way. You can email us at OCE_Admissions@uml.edu or call 978-934-2474.
  • 2

    Submit official transcripts from all of your past colleges or universities — we don't want you to miss out on any chance you may have to speed up your degree progress. Official transcripts should be sent to:

    GPS Admissions
    839 Merrimack Street
    Lowell, MA 01854
    If being sent via electronic transcript sharing, email to: OCE_Admissions@uml.edu

  • 3
    A member of our admissions team will reach out to you if we need any additional documents for your application. Otherwise, your application will be reviewed and we'll be in touch within three business days.
  • 4
    Welcome to the River Hawk family! Your dedicated admissions team member will give you a call to congratulate you on your acceptance and work with you to make your first semester at UMass Lowell a success. From there, your academic advisor will take over and continue to support you in your academic goals.

Transfer Policies

  • College credits must have been earned at a regionally accredited college or university to be eligible for transfer
  • Up to 90 credits can be transferred towards the progress of your bachelor's degree; 68 of these credits can come from a community college or a two-year institution
  • Up to 36 credits can be transferred towards the progress of your associate's degree
  • A grade of C- or higher is required for a course to be evaluated for transfer eligibility
  • At least 30 credits must be completed at UMass Lowell — online or in person — in order for you to receive your bachelor's degree from UMass Lowell