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Transfer Credits

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Associates Degree

Associate's Degree

If you've graduated with an associate's degree from a regionally accredited college, you can apply credits you already earned towards a bachelor's degree. Check out our Transfer Dictionary to learn how courses from other institutions transfer to UMass Lowell, and see our articulation agreements with other schools.

College Credits

College Credits

Did you know that we will accept up to 90 credits towards your bachelor's degree? That's 75 percent of your degree! Your credits don't expire, so even if it's been a while since you earned them we can help you make the most of them.

International Credits

International Credits

If you have earned college credits outside the U.S., don't let them go to waste. World Education Services (WES) will review your credits so that we can apply them towards your degree at UMass Lowell. Note: Foreign language transcripts require a certified English translation.

Military Credits

Military Credits

Credits earned while serving your country are documented by the military, so don't forget to ask if they will help you earn your degree faster. All military transcripts will be reviewed by our transfer credit office.

Where to Start

  • 1
    Submit an application to the degree program of your choice. If you have questions about the application process or selecting a program, our staff is here to help you every step of the way. You can email us at OCE_Admissions@uml.edu or call 978-934-2474.
  • 2

    Submit official transcripts from all of your past colleges or universities — we don't want you to miss out on any chance you may have to speed up your degree progress. Official transcripts should be sent to:

    GPS Admissions
    839 Merrimack Street
    Lowell, MA 01854
    If being sent via electronic transcript sharing, email to: OCE_Admissions@uml.edu

  • 3
    A member of our admissions team will reach out to you if we need any additional documents for your application. Otherwise, your application will be reviewed and we'll be in touch within three business days.
  • 4
    Welcome to the River Hawk family! Your dedicated admissions team member will give you a call to congratulate you on your acceptance and work with you to make your first semester at UMass Lowell a success. From there, your academic advisor will take over and continue to support you in your academic goals.

Transfer Policies

  • College credits must have been earned at a regionally accredited college or university to be eligible for transfer
  • Transfer up to 90 credits toward your bachelor's degree from a four-year institution
  • Transfer up to 60 credits toward your bachelor's degree from a community college or two-year institution. However, you may file a petition with your advisor and seek approval from your Department Chair to transfer up to 75 credits.
  • Up to 36 credits can be transferred towards the progress of your associate's degree
  • A grade of C- or higher is required for a course to be evaluated for transfer eligibility
  • At least 30 credits must be completed at UMass Lowell — online or in person — in order for you to receive your bachelor's degree from UMass Lowell
  • A maximum total of 12 graduate credits earned with a grade of B or better taken at another accredited institution may be transferred to a master's degree program (see individual programs for further restrictions, if any). A maximum of 24 credits with a grade of B or better may be transferred to a doctoral program.